Your Free

Budgeting App

The ONLY true Mint replacement where every feature is actually free!

  • Budget
  • Pay Off Debt
  • Manage Bills
  • Save
  • Goal Planning
  • AI-Categorize
  • Bank-Sync
  • Grow Your Wealth

NET WORTH

One place for all your accounts

Connect your bank accounts, credit cards, and investments to see your entire financial picture. Sync your partner’s accounts to get a shared view of your finances.

TRANSACTIONS

Your transactions in one list

Stop jumping between apps or bank websites. WizeFi brings all your transactions into one clean list. You can also mark transactions as reviewed to stay on top of unexpected spending.

BUDGET

Tell your money where to go

Most apps just track the past. WizeFi plans your future. Create a flexible, zero-based strategy that gives every dollar a job and adapts instantly to real life. Stop guessing and start building wealth.

GOALS

Fast-track your freedom

Don't just set a target, engineer the path to hit it. WizeFi’s Goal Accelerator uses machine learning to find hidden opportunities in your budget, instantly showing you how small tweaks today can shave months (or years) off your timeline.

PRIVATE & SECURE

Bank Level Security

We use bank-grade 256-bit encryption with multiple data providers to sync with 13,000+ institutions, but true security goes beyond technology. Unlike other free tools, we never sell your personal data to advertisers. Your finances are private, view-only, and 100% yours.

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FAQs

Is the WizeFi app really free?

Yes. And we don’t mean "free trial" or "free* with limits." You get the full premium experience—unlimited bank syncing, AI auto-categorization, net worth tracking, and budget planning—completely for free. We believe you shouldn't have to pay a monthly subscription just to see your own money.

How does WizeFi make money?

Transparency is key: We do NOT sell your data. Most free apps sell your transaction history to advertisers. We don’t. Instead, our business model is built for the future. We are developing an optional AI Financial Coach and a curated marketplace of top-tier financial products (like high-yield savings accounts) that help you build wealth. You will only pay if you choose to upgrade to these advanced tools later. The core budgeting app features are completely free.

Is my financial data safe?

We use bank-grade 256-bit encryption to keep your data secure—the same standard used by major banks. Most importantly, WizeFi is "View-Only." This means the app can see your transactions to help you budget, but it cannot move money or touch your accounts.

Does WizeFi work with my bank?

Likely, yes. We connect with over 13,000 financial institutions across the US and Canada, including major banks (Chase, Wells Fargo, BofA), credit unions, and investment platforms (Vanguard, Fidelity).

How is WizeFi different from other apps?

The Price. We offer the same powerful automation, bank syncing, and net worth tracking as the top paid competitors, but we don't charge you $50–$100 a year for it. WizeFi is the first true replacement for Mint that puts your financial health above subscription revenue.